Insurance solutions built for real-world coverage needs.

Specialty insurance products across auto, property, liability, bonds, and more, backed by responsive service and trusted carrier relationships.

The word covenant means a binding promise — a solemn agreement built on trust, accountability, and commitment. In insurance, every policy is fundamentally a covenant; a contractual promise that when loss occurs, protection stands. At Covenant Underwriters, we take that promise seriously. Our name reflects the core purpose of insurance — a legally binding agreement designed to safeguard people, businesses, and futures.

Beyond the contractual meaning, the biblical concept of a covenant represents faithfulness, integrity, and unwavering commitment. Throughout Scripture, a covenant is not merely a transaction, but a relationship built on trust and responsibility. That principle guides how we serve our clients — with transparency, reliability, and long-term partnership.

At Covenant Underwriters, protection is more than paperwork. It’s a promise kept.

Covenant Underwriters

Our Insurance Products

  • Non-Owner SR22 / SR22A Auto Insurance

    Coverage offered in GA and SC

    No credit checks

    Monthly payment plans

    A-Rated carrier by A.M. Best

  • Business Insurance

    General Liability (GL)

    Business Owner Policies (BOP)

    Professional Liability

    Cyber Liability

    Direct bill with automatic renewals

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    Surety Bonds

    License and Permit Bonds

    Contract Bonds

    Fidelity Bonds

    Commercial Bonds

    And More

  • Green Building icon

    Property Coverage

    Mobile Homes

    Tiny Homes

    Renters

    Landlord Policies

  • Icon of a police car with a shield and checkmark symbol.

    Collector & Classic Car Auto

    Antiques & Classics

    Muscle Cars & Street Rods

    Modern Sports Cars and Exotics

    Custom vehicles, military vehicles and even antique tractors

  • Icon of two overlapping documents with a pen, indicating note-taking or editing.

    Additional Coverages

    Accidental Death & Dismemberment

  • Icon of a shield with a checkmark inside, surrounded by a circular network or security design.

    And more products added regularly

Why Covenant Underwriters

Specialty and niche insurance solutions

Responsive underwriting and customer service

Strong carrier partnerships

Products designed for real underwriting gaps

Straightforward access for agents and partners

Claims Access

Please log in to review each carrier’s claims contact information.

Become an Appointed Partner

Interested in offering Covenant Underwriters products?
Complete the appointment form below to get started.

Contact & Support

Customer Service

CustomerService@cov4u.com

Phone: (800) 922-3301

Fax: (800) 861-6276

Marketing & Sales

Dena Knight

Email: DenaK@cov4u.com

Office: (800) 922-3301

Mailing Address

PO Box 955
Chapin, SC 29036